Citizens Savings & Loan

Tips for Rebuilding Your Credit Score

It’s not uncommon for any of us to run into unforeseen financial difficulties from time to time.  Emergencies happen and when they do, you credit score may be the one that suffers the most.  But there is a solution that can help you rebuild your credit score. 

Knowing what a good credit score is the first step to rebuilding your less than perfect credit.  Credit scores range on a scale of 300 to 850.  The higher your credit score is the better.  A good credit score is 720 (although it used to be 680), and achieving this mark can be done if you follow a few simple tips.  These include:
  • Make timely payments
  • Pay more than the minimum amount
  • Open a loan at a consumer finance company like Citizens and practice good habits
  • Consolidate your bills with a bill consolidation loan
Your credit score is often factored in when making major purchases such as homes.  Working with Citizens Savings & Loan can be advantageous because we are local, we do not have a minimum credit score requirement, we are always here to help, and we want to help you establish good financial habits which will help rebuild a less than perfect credit score.  Some of the products we provide our customers that will help rebuild their credit include: If you are searching for tips for rebuilding your credit score and you would like to learn more about the products we provide, contact us today or visit one of our convenient locations in Tennessee.
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