Car Loans

girl in new car after recieving an auto loanWhether you want to finance a vehicle or convert the equity in your existing car to cash, Citizen's Savings & Loan can help. For years we've provided competitive auto loans to families across Tennessee. We specialize in loans for older cars, trucks and vans ranging from $1,000 to $25,000, however, we also make auto loans up to $30,000 or more.

Before you go to a car dealer, come visit us at one of our local offices in Tennessee. We will pre-approve you for an auto loan, giving you the opportunity to negotiate a better price with the dealer by having a reasonable budget in mind. You can also apply for a loan online to easily begin the pre-approval process.


Advantages of a Car Loan from Citizens:


  • Competitive rates and payments, especially for slow or weak credit.
  • Immediate approval and appraisal available at each branch location.
  • Older cars and trucks can be accepted as collateral.
  • Credit problems are considered confidentially, and without hassle.
  • Quick, dependable service. For our fastest service, call ahead.
  • Easy, no hassle online application & approval available.
  • No cost or obligation in talking to us first. We want to help you finance your car.
  •  Local servicing of your loan. No out-of-town companies, strangers, or long distance calls.

We secure our auto loans with the title of your existing vehicle, allowing us to provide quick approval to get you the cash you need. When you use Citizen's to finance your car, truck or van you know that your loan will be handled with the personalized customer service and attention to detail that only a local money lender can provide.


Find a Location Near You


If you are looking for an auto loan in Tennessee, get started today by applying online or visiting one of our convenient Tennessee branch locations.