Personal Loans

Quick & Easy Personal Loans

With Citizens Savings & Loan our personal loans are fast and flexible. We know you are busy, so we strive to provide our customers with fast and friendly service. For over 100 years, we have helped thousands of Tennessee and North Georgia area residents quickly acquire the money they need through our online loan process. Whether it’s $1,000 or $4,000 we can help you ease your financial pressures so you can get back to what’s important.

Your Biggest Moments Deserve The Best Financing

Whether you need a personal loan for an unexpected expense or to fulfill a personal dream, our loans are tailored to your needs. Whatever the reason may be for getting your loan, Citizens Savings & Loan is here to help!


Finance Your Vacation

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Medical Costs

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Vehicle Repairs

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Power Equipment

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Trailers and More

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Same-Day Service

As one of the top personal loan companies in Tennessee and North Georgia, we pride ourselves on being able to serve our clients on the same day they submit their application. Simply call one of our local offices and speak with a representative about your financial needs, or you can fill out our online application and a loan officer will be in touch with you shortly. Oftentimes, our customers have cash-in-hand hours after they submit their application.

Our loans are typically secured by personal property or titled goods, but can also be unsecured depending on the quality of your credit. To get more information and find out if a personal loan might be right for you, please visit our resources page or contact us. We look forward to having you join the Citizens family!

Find a Location Near You

Whether you prefer online or face-to-face assistance, Citizens Savings & Loan has the experience to get you financial help customized to your needs. If you are a Tennessee and North Georgia, and you’re interested in receiving a personal loan, apply online today or visit one of our many branch locations.