Citizen's Savings & Loan

We are upgrading our computer system.


On May 31st we are installing a new computer software system.  This system will provide enhanced online features for you to use.  You will be able to obtain an e-statement as well as view more information about your account.


Due to the software change, you will have to create a new log in and password to access your account information online. You can do this through our website You will still be able to apply for a loan online and make debit card payments online. Credit card payments will no longer be accepted. 


It may take us a few days to adjust to the new system. We ask for your patience and understanding through this transition.  We are excited about the new features we will have to better serve you.  


We thank you for the opportunity to serve your credit needs.


Lending money is still our only business – for over 95 years.   







Pat St. Charles

President and CEO

Serving the Tennessee Community with Consumer Loan Services Since 1917

Citizens Savings & Loan Corporation (Citizens) is one of Tennessee’s oldest finance companies providing consumer loans to people that may have credit or collateral challenges. We don’t require a minimum credit score to have your loan request approved at Citizens Savings & Loan. We’ve created a simple online loan application to help you get started. We can also provide loan and financial advice in person at one of our Tennessee office locations.

Personal LoansTennessee Locations

Citizen’s Savings & Loan is a NMLS Licensed Provider: License #198406

Consumer Finance Company
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