Understanding Credit Card Debt

Credit cards are an easy and convenient method to pay for goods and services by using your pre-set line of credit with the credit card provider. The ease and convenience of credit cards also make it easy to overspend and thereby over borrow on your credit card. Credit cards vary greatly in terms of fees, interest rates, and conditions. You need to understand the cost of using and making less than full balance payments on your credit card. 


If you would like to learn more about the process of obtaining a personal loan from Citizens, or if you would like to learn more about other types of loans we provide, we encourage you to contact us today or stop by any of our convenient locations. You can also get the process of applying for a loan started now, simply fill out our online application form and a friendly Citizens representative will contact you!