Understanding Credit Card Debt

Credit cards are an easy and convenient method to pay for goods and services by using your pre-set line of credit with the credit card provider. The ease and convenience of credit cards also make it easy to overspend and thereby over-borrow on your credit card. Credit cards vary greatly in terms of fees, interest rates, and conditions. You need to understand the cost of using and making less than full balance payments on your credit card. 

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