CITIZENS LOAN®
Auto Loans
Whether you want to finance a vehicle or convert the equity in your existing car to cash, Citizens Savings & Loan can help!
Before you go to an auto dealer, come visit us at one of our local offices. We can pre-approve you for a truck or car loan, giving you the opportunity to negotiate a better price with the dealer by having a reasonable budget in mind. You can also apply for a loan online to easily begin the pre-approval process.


Used Car Loans
If you’re looking to buy a used vehicle, you can get fast pre-approval for an auto loan with Citizens Savings & Loan.
For years we’ve provided competitive auto loans to families across Tennessee and North Georgia, specializing in loans for older cars, trucks and vans ranging anywhere from $1,000 to $25,000.

New Car Loans
When you’re shopping for a new car, getting pre-approved for an auto loan can make the process easier. We help new car buyers with direct and indirect financing options to get the keys into their hands faster and at the best rates possible.
At Citizens Savings & Loan, we provide shoppers with auto loans of up to $30,000 or more for new vehicles.
Advantages of an Auto Loan from Citizens
We take pride in our quick, personalized auto loan process that helps individuals across Tennessee and North Georgia get approved to purchase the vehicles they need. When you’re buying a new or used vehicle, you can rely on Citizens Savings & Loan to provide an outstanding experience.
The Best Car Interest Rates
- Competitive rates and payments, especially for less than perfect or no credit.
- No cost or obligation in talking to us first. We want to help you finance your car!
- Credit issues are considered confidentially, and without hassle.
Fast Auto Loan Pre-Approval
- Immediate approval and appraisal available at each Tennessee or North Georgia branch location.
- Quick, dependable service. For our fastest service, please call ahead.
- Easy, no hassle online application and approval available.
Friendly, Local Service
- Local servicing of your loan. No out-of-town companies, strangers, or long-distance calls.
- When you use Citizens to finance your car, truck, or van, your loan is handled with the customer service and attention to detail that only a local money lender can provide.
Get a Car Loan from Citizens
If you are looking for an auto loan in and around Tennessee and North Georgia, get started today by applying online or visiting one of our convenient branch locations. Talk with a member of our team today and we’ll find a loan that is right for you.