Using Personal Loans for Holiday Expenses

While the holidays create a lot of positive feelings, they can also be a stressful time for many people. They can be especially stressful when you want to give, but do not have the means to do so. If you have bad credit, the holidays can be a really hard time, as getting a little help can be very difficult. Citizens Savings & Loan, however, has been helping good people have the holidays that they want and deserve since 1917. Even if you have bad credit or no credit, Citizens can help! 

When you have less-than-perfect credit, it may seem like getting a good loan is almost impossible, but it really isn’t with Citizens. First of all, getting a personal, car, or bill consolidation loan with bad credit involves having collateral, such as an automobile or personal property, and using that item to secure a loan. There is no payday promise or any sort of tricky fees. There is a reason why we have been in business for over 100 years and have been a BBB accredited business with an A+ rating since 1960: we make getting a loan clear and easy. We specialize in fast personal loans for hard working people like you who may not have access to getting a loan from a bank. Need the money quickly? We process many personal loans on the same day you that you apply.  So if you are looking for a little more holiday cheer in the form of some extra cash, we’re here to help!

Please note that we can only issue loans within a 50-mile radius of any of our locations. For some additional help on budgeting during the holidays, refer to the AFSA Educational Foundation’s Holiday Spending Plan.

If you would like to learn more about the process of obtaining a personal loan from Citizens, or if you would like to learn more about other types of loans we provide, we encourage you to contact us today or stop by any of our convenient locations. You can also get the process of applying for a loan started now, simply fill out our online application form and a friendly Citizens representative will contact you!